Karthik Jerome

Stories by Karthik Jerome

How To Stay Safe From UPI Frauds

How To Stay Safe From UPI Frauds

Rediff.com   2 Dec 2024

Link your UPI app to a separate bank account or wallet that has only a limited sum.

Mid, Smallcap Stocks In Bear Market

Mid, Smallcap Stocks In Bear Market

Rediff.com   28 Nov 2024

'Investors may have made money in mid and smallcaps due to market momentum, but now they need to focus on fundamentals.'

Bitcoin Rallies: Time To Book Profits?

Bitcoin Rallies: Time To Book Profits?

Rediff.com   15 Nov 2024

Only investors with knowledge of cryptocurrencies, long-term conviction, and a long horizon should invest in this asset class.

Why You Need A Child Insurance Plan

Why You Need A Child Insurance Plan

Rediff.com   14 Nov 2024

'They take care of the problem: How can I ensure my child's education and other goals are not compromised, even if I am not around?'

How To Invest In US Funds

How To Invest In US Funds

Rediff.com   8 Nov 2024

'Investors with foreign currency-denominated goals, such as foreign education or foreign travel, should go for US equity funds.'

Buying Property? Read This

Buying Property? Read This

Rediff.com   4 Nov 2024

'Assess the property in terms of type, size, location and price point, and whether it fits into your budget.' 'If it checks out on these fronts, one may consider the accompanying offers.'

Want To Invest In Corporate Bond Funds?

Want To Invest In Corporate Bond Funds?

Rediff.com   24 Oct 2024

'When interest rates rise, the NAVs of these funds will fall.' However, they won't fall as much as longer-duration funds.

Should You Invest In SM Reits?

Should You Invest In SM Reits?

Rediff.com   22 Oct 2024

'Investors with a long-term investment horizon and the risk appetite for fluctuations in property values may find SM Reits a viable option.'

Is This Right Time To Buy A Home?

Is This Right Time To Buy A Home?

Rediff.com   18 Oct 2024

For those looking for more affordable options, purchasing an under-construction property could be a smart move, as these generally cost less than ready-to-move-in properties.

China's Market Surge: Should You Invest?

China's Market Surge: Should You Invest?

Rediff.com   11 Oct 2024

Investors need to carefully assess country-specific risks. 'This is especially true of a market that is less transparent than the US.'

Should You Invest In SME IPOs?

Should You Invest In SME IPOs?

Rediff.com   4 Oct 2024

'Many do not have robust business models, and their prospects of survival and long-term growth are poor.'

Why You Should Rebalance YOUR Portfolio

Why You Should Rebalance YOUR Portfolio

Rediff.com   3 Oct 2024

'Choose an equity allocation that will allow you to remain invested even if the market falls by 50 to 60 per cent.'

Buying Health Cover Policy? Read This

Buying Health Cover Policy? Read This

Rediff.com   21 Sep 2024

Customers frequently sign without reading the terms and conditions, resulting in a poor understanding of coverage, and eventually leading to partial payouts

Investing in IPOs? Read this

Investing in IPOs? Read this

Rediff.com   18 Sep 2024

IPOs inherently carry more risks than stocks that have been listed on the exchanges for some time.

Car Owners, Know About PAYD Insurance

Car Owners, Know About PAYD Insurance

Rediff.com   17 Sep 2024

'The PAYD model adjusts the premium based on your driving habits. If you drive less, you pay less.'

Should You Invest In UPS Or NPS?

Should You Invest In UPS Or NPS?

Rediff.com   4 Sep 2024

'Younger employees, who tend to have a higher risk appetite, will find NPS advantageous due to the potential gains from equity markets over time.'

New MF Investors, Read This

New MF Investors, Read This

Rediff.com   2 Sep 2024

Adopting overly aggressive strategies without considering risk could lead to significant losses during the next downturn.

Health Premiums Rise: How To Stay Covered

Health Premiums Rise: How To Stay Covered

Rediff.com   21 Aug 2024

Consider a combination of a base policy and a super top-up policy.

Want To Invest In Equal-Weight Indices?

Want To Invest In Equal-Weight Indices?

Rediff.com   19 Aug 2024

'In phases when smaller stocks do well, an equal-weight index performs better than its market cap-weighted peer.'

Top-Up Home Loan May Cost Your Home!

Top-Up Home Loan May Cost Your Home!

Rediff.com   13 Aug 2024

'If the borrower can't repay the loan due to lack of income or losses from speculative activities, they risk defaulting on it.' 'This could lead to the bank seizing the property.'