Link your UPI app to a separate bank account or wallet that has only a limited sum.
'Investors may have made money in mid and smallcaps due to market momentum, but now they need to focus on fundamentals.'
Only investors with knowledge of cryptocurrencies, long-term conviction, and a long horizon should invest in this asset class.
'They take care of the problem: How can I ensure my child's education and other goals are not compromised, even if I am not around?'
'Investors with foreign currency-denominated goals, such as foreign education or foreign travel, should go for US equity funds.'
'Assess the property in terms of type, size, location and price point, and whether it fits into your budget.' 'If it checks out on these fronts, one may consider the accompanying offers.'
'When interest rates rise, the NAVs of these funds will fall.' However, they won't fall as much as longer-duration funds.
'Investors with a long-term investment horizon and the risk appetite for fluctuations in property values may find SM Reits a viable option.'
For those looking for more affordable options, purchasing an under-construction property could be a smart move, as these generally cost less than ready-to-move-in properties.
Investors need to carefully assess country-specific risks. 'This is especially true of a market that is less transparent than the US.'
'Many do not have robust business models, and their prospects of survival and long-term growth are poor.'
'Choose an equity allocation that will allow you to remain invested even if the market falls by 50 to 60 per cent.'
Customers frequently sign without reading the terms and conditions, resulting in a poor understanding of coverage, and eventually leading to partial payouts
IPOs inherently carry more risks than stocks that have been listed on the exchanges for some time.
'The PAYD model adjusts the premium based on your driving habits. If you drive less, you pay less.'
'Younger employees, who tend to have a higher risk appetite, will find NPS advantageous due to the potential gains from equity markets over time.'
Adopting overly aggressive strategies without considering risk could lead to significant losses during the next downturn.
Consider a combination of a base policy and a super top-up policy.
'In phases when smaller stocks do well, an equal-weight index performs better than its market cap-weighted peer.'
'If the borrower can't repay the loan due to lack of income or losses from speculative activities, they risk defaulting on it.' 'This could lead to the bank seizing the property.'